Hair loss from cancer treatments, alopecia, or other medical conditions can feel overwhelming. For many women, a medical-grade wig—known as a cranial prosthesis—is more than just hair. It’s comfort, confidence, and a piece of normalcy during a challenging season.
The good news? Most insurance plans will cover part or all of the cost of a cranial prosthesis. But here’s the catch: you’ll need a prescription from your doctor, and sometimes asking for one can feel intimidating. This guide will help you feel prepared and confident when talking with your healthcare provider.
What Is a Cranial Prosthesis?
A cranial prosthesis is the medical term for a wig made specifically for people experiencing hair loss due to medical conditions. Unlike fashion wigs, cranial prostheses are designed with medical-grade materials and construction for comfort, breathability, and durability.
Insurance companies use the term “cranial prosthesis” because they classify it as a medical device—not a cosmetic accessory. That’s why asking for it by this name matters.
Why You Need a Prescription
Insurance companies typically require:
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A prescription from your doctor using the term cranial prosthesis
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A diagnosis code related to your condition (such as chemotherapy-induced alopecia or autoimmune-related hair loss)
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An invoice from a certified wig provider (like The Wig Collective!)
Without the prescription, even the best insurance plan may deny coverage.
How to Bring It Up With Your Doctor
Doctors write prescriptions every day, but they don’t always think to write one for a wig unless you ask. Here are a few simple ways to start the conversation:
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Be direct but polite:
“I’ve been researching medical wigs and learned that most insurance companies will cover them if I have a prescription for a cranial prosthesis. Would you be willing to write one for me?” -
Use the right language:
Avoid calling it a wig—stick with “cranial prosthesis.” This signals to your doctor and insurance provider that it’s a medical need. -
Mention your symptoms:
Share how hair loss affects your daily life—comfort, confidence, mental health. This can help reinforce that it’s more than a cosmetic concern.
What Should the Prescription Include?
For the best chance of insurance approval, the prescription should list:
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The term “cranial prosthesis” (not “wig”)
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Your diagnosis code (ICD-10 code related to hair loss)
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Quantity: One cranial prosthesis (per year is typical)
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Physician’s signature and date
Preparing Before Your Appointment
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Do your research: Know what your insurance plan covers so you can bring it up confidently.
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Write it down: Jot a note in your phone so you don’t forget what to ask.
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Bring support: If you feel nervous, ask a loved one to join the appointment.
After You Get the Prescription
Once you have your prescription in hand, you can bring it to The Wig Collective. We’ll take care of the rest—helping you choose your cranial prosthesis, handling the insurance paperwork, and making sure you feel confident every step of the way.
Remember: you’re not just “buying a wig.” You’re receiving a medical device that restores confidence, comfort, and dignity.
Final Thoughts
Asking your doctor for a cranial prosthesis prescription doesn’t have to be stressful. The key is knowing what to say, using the right terminology, and understanding your insurance requirements. At The Wig Collective, we’re here to guide you through the process with compassion and expertise.
✨ Most insurance plans cover cranial prostheses—we’ll guide you through the process.
📍 Visit us in our Lehi, Utah studio, or let us come to you with our Wigs on Wheels service.
📅 Book your private consultation today: https://thewigcollective.square.site
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